Mobile money deployments which use USSD as a bearer

Note: Table for a post USSD is Used in 20% of Known Mobile Money Deployments from Eyeline Communications blog
Data Source: GSMA Mobile Money & Wireless Intelligence
Date: 25/05/2011

Region Country Operator Name Launched Number of Wallets Product Offering Service Delivery Bank Partners Technology Partners Other Partners
Africa South Africa WIZZIT WIZZIT 2004 Airtime Top Up 

Domestic Money Transfer

Electricity Purchase

Merchant Payment

Card 

USSD2

South Africa Bank of Athens Maestro
Africa Tanzania Vodacom M-PESA 2008 3000000 Airtime Top Up 

Domestic Money Transfer

Linked MFI, SACCO, Bank Account

Loan Repayment

USSD2 National Bank of Commerce Vodafone Money Transfer Azania Bank (Agent)
Africa Tanzania Zantel (Etisalat) Zpesa 2008 Domestic Money Transfer USSD2 E-fulusi
Africa Uganda UT Mobile (Uganda Telecom) M-Sente 2010 30000 Airtime Top Up 

Bill Payment

Domestic Money Transfer

USSD DFCU Bank MAP
Africa Zambia Mobile Transactions Mobile Transactions 2009 Domestic Money Transfer 

Salary Payment

USSD2
Americas Dominican Republic Tpago Tpago 2010 Airtime Top Up 

Bill Payment

Domestic Money Transfer

Merchant Payment

USSD Banco de Reservas 

Banco Popular Dominicano

Claro (América Móvil)
Americas Paraguay Tigo (Millicom) Giros Tigo 2008 Airtime Top Up 

Bill Payment

Domestic Money Transfer

Merchant Payment

USSD2 Unibanco 

Vision Banco

Banco Continental

Asia Pacific Bangladesh Grameenphone (Telenor) BillPay 2006 Bill Payment Agent Network 

USSD2

Asia Pacific Cambodia Cellcard (MobiTel) Cellcard Cash 2010 Airtime Top Up 

Bill Payment

Domestic Money Transfer

USSD2 Utiba
Asia Pacific Cambodia WING Wing Money 2008 Airtime Top Up 

Domestic Money Transfer

USSD2 ANZ
Asia Pacific Indonesia Telkomsel (Telekomunikasi Selular) T-cash 2010 Airtime Top Up 

Bill Payment

Domestic Money Transfer

Merchant Payment

SMS 

USSD

Asia Pacific Malaysia Celcom (Axiata) AirCash 2009 Airtime Top Up 

Domestic Money Transfer

International Money Transfer

USSD2 Bank Negara Indonesia Sybase 365
Asia Pacific Malaysia Maxis M-money 2007 Airtime Top Up 

Domestic Money Transfer

International Money Transfer

Merchant Payment

USSD2 MayBank 

HSBC

Utiba
Asia Pacific Pakistan Telenor easypaisa 2009 Airtime Top Up 

Bill Payment

Domestic Money Transfer

STK 

USSD

Tameer Microfinance Bank Fundamo 

Gemalto

Asia Pacific Sri Lanka Dialog (Axiata) eZPay 2007 6600 Bill Payment 

Domestic Money Transfer

International Money Transfer

Merchant Payment

M-Insurance

USSD2 National Development Bank mChek
Middle East Jordan Zain Zain E-Mal 2011 Airtime Top Up 

Bill Payment

Domestic Money Transfer

Linked MFI, SACCO, Bank Account

Loan Repayment

MFI Loan Repayment

MFI Payments

USSD Capital Bank Hamisco